Best Xe Alternatives

Compare 6 alternatives for 2026

Founded 1993Newmarket, Ontario, Canada1-100 EmployeesWeb, Windows, iOS, Android, Mac

Key Features

ACH PaymentsAPI IntegrationCurrency ConversionDedicated Account ManagerFraud Detection & PreventionMobile ResponsivenessMulti Currency SupportMulti-Factor Authentication (MFA)Pre-onboarding AssistanceReporting & AnalyticsRisk ManagementSecurity AlertsThird Party IntegrationTransaction NotificationsTwo-Factor Authentication (2FA)

Top 6 Xe competitors

Curated list of the best payment gateway tools to replace Xe

Cashfree

Paid

Payment Gateway

Streamline your payment processing with Cashfree Payment Gateway’s robust features including multi-currency support, instant payouts, and seamless integration.

Web, Windows, Mac

API IntegrationBranding & CustomizationBuy Now, Pay Later (BNPL)+40

Is Cashfree a good alternative to Xe?

Razorpay

Paid

Payment Gateway

Razorpay Payment Gateway helps businesses accept and process payments online. It makes it easy and safe for people to pay for things they buy on websites or apps.

Web, Windows, iOS +2

API IntegrationAutomated ReconciliationBranding & Customization+45

Is Razorpay a good alternative to Xe?

PayU

Paid

Payment Gateway

Elevate your payment processing with PayU Payment Gateway's advanced features like multi-currency support, seamless integration, and robust security measures.

Web, Windows, iOS +2

API IntegrationAutomated ReconciliationBranding & Customization+44

Is PayU a good alternative to Xe?

Stripe

Paid

Payment Gateway

Stripe is an all-in-one solution for secure, global, and seamless payment processing. Effortlessly manage transactions, accept multiple currencies, and gain insightful analytics with its advanced features and user-friendly interface.

Web, Windows, Android +1

ACH PaymentsAPI IntegrationAutomated Reconciliation+46

Is Stripe a good alternative to Xe?

Instamojo

Freemium

Payment Gateway

Simplify your payment processes with Instamojo Payment Gateway, offering features like instant payment links, multi-channel support, and detailed analytics.

Web, Windows, Android

API IntegrationBranding & CustomizationBuy Now, Pay Later (BNPL)+32

Is Instamojo a good alternative to Xe?

Adyen

Payment Gateway

Adyen is a global payment gateway that provides businesses with a seamless platform for accepting online, mobile, and in-store payments worldwide, supporting numerous payment methods and currencies.

Web, Linux, Windows +1

ACH PaymentsAPI IntegrationAutomated Reconciliation+30

Is Adyen a good alternative to Xe?

Xe — Pros & Cons

Pros

Directly integrates payment capabilities into existing ERP and accounting systems.
Automates global payments, accounts payable, and reconciliation within financial platforms.
Offers competitive exchange rates for business international money transfers and API transactions.
Supports sending payments to over 190 countries across 130+ currencies worldwide.
Provides real-time FX tracking and gain/loss reporting for improved risk management.

Cons

Users report inconsistent transfer fees and hidden charges, especially from third-party banks.
Bank transfers can experience delays in processing funds, sometimes exceeding 24 hours.
There are reported instances of account closures without prior notification or clear reasons.
Customer support can be unresponsive or unhelpful when attempting to resolve complex issues.
The mobile application has confusing navigation and an outdated design, impacting user experience.